Independent, fiduciary retirement-income planning — serving West Bloomfield and Oakland County, MI. Book a free Retirement Check-Up with Dan Casey, in person or on Zoom.
West Bloomfield has one of the highest concentrations of successful independent professionals, physicians, and business owners in Southeast Michigan. The common planning challenge is asset complexity: our clients here often hold a primary residence, a vacation property (frequently in Florida), a taxable brokerage account, multiple IRAs, a business interest, and a trust or two. Coordinating all of that — so the income plan, the tax plan, and the legacy plan don't conflict — is most of the work.
Our West Bloomfield clients span the 48322–48325 zips, from Orchard Lake and Pine Lake neighborhoods through the Green Lake and West Bloomfield Trail areas. A meaningful portion own a second home in Florida and are planning around Michigan-to-Florida domicile change — a move that can save $20,000+/year in state income tax if executed correctly, but one that requires specific residency tests.
If you're planning to change your legal domicile from Michigan to Florida, the IRS and Michigan Department of Treasury will both want proof. Voter registration, driver's license, physical presence tests, and 'facts and circumstances' documentation all matter. Done right, the tax savings on retirement income alone can cover a year's winter in Naples. Done wrong, Michigan audits the return and collects the back taxes plus penalties.
Every plan is written, not pitched. We start with a 30–60 minute discovery conversation — no product talk, no pressure, no cost. From there, if we're a mutual fit, we build a comprehensive plan covering guaranteed-income design, tax-efficient withdrawals, Social Security filing strategy, Medicare, long-term-care exposure, and legacy planning. Every piece is optional. You implement only what you agree with, and we review it all free, every year, for life.
Our primary office is in Bloomfield Hills, roughly 15–25 minutes from most West Bloomfield neighborhoods. You can also meet us:
National press — local client base
I have been working with Dan Casey of Panic Proof Retirement for quite a few years now. Being someone who is not that great at understanding finances, it has been very valuable to have him guiding me into feeling comfortable in my financial readiness for retirement. He is always available to talk to me and answer all my questions. Thank you, Dan!
Dan was very easy to work with in helping us plan for retirement. We discussed all our options and now feel much more confident for the upcoming retirement years knowing that the money will be there when we need it. We developed a plan that will provide a steady stream of income so we can continue living as we are accustomed to.
Dan is following our agreement completely. We have been working with him for 4 years. He is able to answer all our questions with great skill and guidance. He has a great sense of humor. It is a joy to work with him.
Book a free Retirement Check-Up and walk away with a clear picture of where you stand — in person, on Zoom, or over the phone. Whichever works for you.
