Independent, fiduciary retirement-income planning — serving Northville and Wayne/Oakland County, MI. Book a free Retirement Check-Up with Dan Casey, in person or on Zoom.
Northville blends a historic downtown, a wealthy township, and an unusual concentration of corporate executives and mid-market business owners. Our Northville clients often have compensation structures that look more like Silicon Valley than Metro Detroit — RSUs, deferred comp, performance options — combined with Oakland-County-style real estate equity and a classic Michigan pension somewhere in the mix. That combination needs integrated planning, not three separate conversations.
Northville's 48167 zip (city proper) skews older, and our clients there are often 60+ with multi-generational ties to the area. The 48168 zip (Northville Township) tends to be slightly younger families with higher household incomes. Our planning conversations differ accordingly — the city-proper conversations lean toward legacy and Roth; the township conversations lean toward executive-compensation unwinding and pre-retirement tax planning.
Northville executives with layered compensation (RSUs + deferred comp + options + possibly employer stock in the 401(k)) face an unusually complex sequencing problem: each income source has different tax treatment and different timing flexibility. The decisions you make in the last 3 years before retirement can save (or cost) six figures in federal tax over retirement. Most DIY plans never untangle this properly.
Every plan is written, not pitched. We start with a 30–60 minute discovery conversation — no product talk, no pressure, no cost. From there, if we're a mutual fit, we build a comprehensive plan covering guaranteed-income design, tax-efficient withdrawals, Social Security filing strategy, Medicare, long-term-care exposure, and legacy planning. Every piece is optional. You implement only what you agree with, and we review it all free, every year, for life.
Our primary office is in Bloomfield Hills, roughly 15–25 minutes from most Northville neighborhoods. You can also meet us:
National press — local client base
I have been working with Dan Casey of Panic Proof Retirement for quite a few years now. Being someone who is not that great at understanding finances, it has been very valuable to have him guiding me into feeling comfortable in my financial readiness for retirement. He is always available to talk to me and answer all my questions. Thank you, Dan!
Dan was very easy to work with in helping us plan for retirement. We discussed all our options and now feel much more confident for the upcoming retirement years knowing that the money will be there when we need it. We developed a plan that will provide a steady stream of income so we can continue living as we are accustomed to.
Dan is following our agreement completely. We have been working with him for 4 years. He is able to answer all our questions with great skill and guidance. He has a great sense of humor. It is a joy to work with him.
Book a free Retirement Check-Up and walk away with a clear picture of where you stand — in person, on Zoom, or over the phone. Whichever works for you.
