Independent, fiduciary retirement-income planning — serving Warren and Macomb County, MI. Book a free Retirement Check-Up with Dan Casey, in person or on Zoom.
Warren is the headquarters community for the GM Technical Center and a large supplier ecosystem. Our Warren client profile is similar to Sterling Heights — long-tenure auto-industry careers, meaningful pensions, solid 401(k) balances — but often with a smaller primary residence and a higher focus on fixed, guaranteed retirement income rather than growth.
Warren's geography is wide, and our clients span every zip. The common planning question: how to convert a solid-but-not-spectacular nest egg into income that comfortably covers monthly expenses <em>forever</em>, without the anxiety of checking the market every morning. That's precisely the problem Panic Proof Retirement was built to solve.
Warren retirees with modest-to-mid-size IRAs often qualify for Roth conversions at surprisingly low effective tax rates — especially if you retire before Social Security and bridge with a few years of strategic conversions. The savings aren't always dramatic in absolute dollars, but in percentage terms they're frequently the highest-return move available.
Every plan is written, not pitched. We start with a 30–60 minute discovery conversation — no product talk, no pressure, no cost. From there, if we're a mutual fit, we build a comprehensive plan covering guaranteed-income design, tax-efficient withdrawals, Social Security filing strategy, Medicare, long-term-care exposure, and legacy planning. Every piece is optional. You implement only what you agree with, and we review it all free, every year, for life.
Our primary office is in Bloomfield Hills, roughly 15–25 minutes from most Warren neighborhoods. You can also meet us:
National press — local client base
I have been working with Dan Casey of Panic Proof Retirement for quite a few years now. Being someone who is not that great at understanding finances, it has been very valuable to have him guiding me into feeling comfortable in my financial readiness for retirement. He is always available to talk to me and answer all my questions. Thank you, Dan!
Dan was very easy to work with in helping us plan for retirement. We discussed all our options and now feel much more confident for the upcoming retirement years knowing that the money will be there when we need it. We developed a plan that will provide a steady stream of income so we can continue living as we are accustomed to.
Dan is following our agreement completely. We have been working with him for 4 years. He is able to answer all our questions with great skill and guidance. He has a great sense of humor. It is a joy to work with him.
Book a free Retirement Check-Up and walk away with a clear picture of where you stand — in person, on Zoom, or over the phone. Whichever works for you.
