Independent, fiduciary retirement-income planning — serving Grosse Pointe and Wayne County, MI. Book a free Retirement Check-Up with Dan Casey, in person or on Zoom.
Grosse Pointe is one of the most historic affluent communities in the country — the 'five Pointes' (Grosse Pointe, Grosse Pointe Park, Grosse Pointe Farms, Grosse Pointe Shores, Grosse Pointe Woods) share an unusually high concentration of generational wealth, family businesses, and long-held real estate. Our Grosse Pointe clients frequently have inherited assets, trust structures, or family foundations that require integrated planning — not just a retirement income plan, but a multigenerational wealth plan.
Our clients in the 48230 and 48236 zips — Lake Shore Drive, Windmill Pointe, the Village — often own homes that have been in the family for a generation or more. The embedded cost basis and the unique character of Grosse Pointe real estate affect decisions around Roth conversions, charitable strategies, and trust funding in ways that don't apply in most other Metro Detroit communities.
Grosse Pointe households with generational wealth should carefully consider how Michigan estate and inheritance rules (and the federal lifetime exemption, which is scheduled to step down in 2026) apply to their situation. Dynasty trust strategies, spousal lifetime access trusts (SLATs), and intentionally defective grantor trusts (IDGTs) can each save substantial tax — but they require advance planning, attorney involvement, and an advisor who understands how they interact with your income plan.
Every plan is written, not pitched. We start with a 30–60 minute discovery conversation — no product talk, no pressure, no cost. From there, if we're a mutual fit, we build a comprehensive plan covering guaranteed-income design, tax-efficient withdrawals, Social Security filing strategy, Medicare, long-term-care exposure, and legacy planning. Every piece is optional. You implement only what you agree with, and we review it all free, every year, for life.
Our primary office is in Bloomfield Hills, roughly 15–25 minutes from most Grosse Pointe neighborhoods. You can also meet us:
National press — local client base
I have been working with Dan Casey of Panic Proof Retirement for quite a few years now. Being someone who is not that great at understanding finances, it has been very valuable to have him guiding me into feeling comfortable in my financial readiness for retirement. He is always available to talk to me and answer all my questions. Thank you, Dan!
Dan was very easy to work with in helping us plan for retirement. We discussed all our options and now feel much more confident for the upcoming retirement years knowing that the money will be there when we need it. We developed a plan that will provide a steady stream of income so we can continue living as we are accustomed to.
Dan is following our agreement completely. We have been working with him for 4 years. He is able to answer all our questions with great skill and guidance. He has a great sense of humor. It is a joy to work with him.
Book a free Retirement Check-Up and walk away with a clear picture of where you stand — in person, on Zoom, or over the phone. Whichever works for you.
