Independent, fiduciary retirement-income planning — serving Auburn Hills and Oakland County, MI. Book a free Retirement Check-Up with Dan Casey, in person or on Zoom.
Auburn Hills is unusually young for a retirement-planning market — it's home to Oakland University, the Pistons' practice facility, and a heavy engineering workforce at Stellantis and BorgWarner. The people who come to us here are often 5–10 years from retirement, not already in it, and the planning mandate is different: build a plan now that lets you take the offer (or take the buyout) when it comes, instead of being caught flat-footed.
Our Auburn Hills clients skew toward engineers, program managers, and senior individual contributors — usually with a 401(k) at a single employer for the last 10–25 years and a pension they've half-forgotten about. The single-employer concentration is the risk we spend the most time on.
If you're still working and earning Michigan wages, this is the cheapest window of your life to do Roth conversions. Every dollar you convert now — at a known rate — is a dollar that won't be taxed in retirement, that won't push up your Medicare premium, and that won't pass to your heirs as a tax liability. Auburn Hills engineers in their late 50s routinely miss this window because nobody walks them through the math.
Every plan is written, not pitched. We start with a 30–60 minute discovery conversation — no product talk, no pressure, no cost. From there, if we're a mutual fit, we build a comprehensive plan covering guaranteed-income design, tax-efficient withdrawals, Social Security filing strategy, Medicare, long-term-care exposure, and legacy planning. Every piece is optional. You implement only what you agree with, and we review it all free, every year, for life.
Our primary office is in Bloomfield Hills, roughly 15–25 minutes from most Auburn Hills neighborhoods. You can also meet us:
National press — local client base
I have been working with Dan Casey of Panic Proof Retirement for quite a few years now. Being someone who is not that great at understanding finances, it has been very valuable to have him guiding me into feeling comfortable in my financial readiness for retirement. He is always available to talk to me and answer all my questions. Thank you, Dan!
Dan was very easy to work with in helping us plan for retirement. We discussed all our options and now feel much more confident for the upcoming retirement years knowing that the money will be there when we need it. We developed a plan that will provide a steady stream of income so we can continue living as we are accustomed to.
Dan is following our agreement completely. We have been working with him for 4 years. He is able to answer all our questions with great skill and guidance. He has a great sense of humor. It is a joy to work with him.
Book a free Retirement Check-Up and walk away with a clear picture of where you stand — in person, on Zoom, or over the phone. Whichever works for you.
